Businesday

Top 20 Personal Finance Apps to Help You Manage, Save, and Grow Your Money

Money is one of the most important things in life, and it’s important to manage it well. These 20 personal finance apps can help you do just that. They can help you save money, manage your budget, and grow your wealth.

1) Introduction

When it comes to personal finance, there are a lot of different ways to manage your money. You can do it yourself, or you can use a financial advisor. You can use a budget, or you can use a savings plan. You can use a credit card, or you can use a debit card. You can use cash, or you can use a check.

There are so many different options when it comes to personal finance, and it can be overwhelming to try to figure out which one is right for you. That’s why we’ve put together a list of the top 20 personal finance apps to help you manage, save, and grow your money.

Mint

Mint is a free app that gives you a complete overview of your finances. You can see all of your accounts in one place, and you can track your spending, budget, and investments. Mint also gives you personalized advice on how to save money and pay off debt.

Acorns

Acorns is an app that helps you invest your spare change. You can link your credit card and bank account, and Acorns will automatically round up your purchases to the nearest dollar and invest the difference.

Digit

Digit is an app that helps you save money without thinking about it. You connect your bank account to Digit, and then Digit analyzes your spending and income to automatically set aside a small amount of money every day.

You Need a Budget (YNAB)

You Need a Budget is a budgeting app that helps you stay on track with your finances. You can track your income and expenses, and you can set up a budget to make sure you’re spending less than you’re earning.

Personal Capital

Personal Capital is a free app that gives you a complete overview of your finances. You can see all of your accounts in one place, and you can track your spending, budget, and investments. Personal Capital also gives you personalized advice on how to save money and invest for your future.

Wealthfront

Wealthfront is an investing app that helps you invest your money for the long

2) Mint

When it comes to managing your personal finances, there are a lot of different apps out there to choose from. But, if you’re looking for a simple and easy-to-use app, then you should definitely check out 2Mint.

2Mint is a personal finance app that helps you keep track of your income and expenses, so you can see where your money is going and make better financial decisions. It’s super easy to use and you can get started in just a few minutes.

Plus, 2Mint also has a lot of great features, like the ability to create budgets, set financial goals, and track your progress over time. And, if you ever need any help, there’s a handy FAQ section that can answer all of your questions.

So, if you’re looking for a personal finance app that can help you manage your money better, then be sure to check out 2Mint.

3) Acorns

Acorns is a personal finance app that helps you grow your money by investing your spare change. It’s one of the simplest and most effective ways to start investing, and it’s a great option for people who don’t have a lot of money to invest.

How Does Acorns Work?

Acorns is an investing app that allows you to invest your spare change. When you make a purchase, the app rounds up the purchase to the nearest dollar and invests the difference into a portfolio of ETFs (exchange-traded funds).

over 7,000 stocks and bonds.

You can choose from five different portfolios, depending on your risk tolerance. The portfolios range from conservative to aggressive.

Acorns also offers an IRA (individual retirement account) and a kids’ account. The IRA has the same investment options as the regular account, but it offers tax-advantaged growth. The kids’ account is a custodial account that allows parents to gift money to their children and teach them about investing.

Acorns Fees

Acorns charges a monthly fee of $1, $2, or $3, depending on the account type. There is no minimum balance, and you can withdraw your money at any time without penalty.

The $1 fee is for the basic Acorns account. This account gives you access to Acorns’ core features, including spare change investing and portfolio rebalancing.

The $2 fee is for the Acorns Later account, which is an IRA. The $3 fee is for the Acorns Spend account, which is a debit account with cash back rewards.

Is Acorns Safe?

Acorns is a registered broker-dealer and member of the Securities Investor Protection Corporation (SIPC), which protects against the loss of cash and securities in brokerage accounts. Acorns’ investment portfolios are also diversified across multiple asset classes and geographically, which reduces risk.

Should You Use Acorns?

Acorns is a great way to start investing, especially if you don’t have a lot of money to invest. It’s simple to use and has a low monthly fee. Acorns is also a safe

4) You Need a Budget (YNAB)

Are you looking for a budgeting app that can help you take control of your finances? If so, You Need a Budget (YNAB) may be a good option for you.

YNAB is a budgeting app that focuses on helping you create a monthly budget and stick to it. The app includes features such as tracking your spending, setting goals, and connecting to your bank account to automatically import transactions.

One of the unique features of YNAB is its “Rule Four” budgeting method. This method encourages you to give every dollar a job, which can help you better assess your spending and make more informed decisions about where to allocate your money.

If you’re looking for a budgeting app that can help you take control of your finances, You Need a Budget (YNAB) may be a good option for you.

5) EveryDollar

When it comes to budgeting, there are a lot of different ways to skin a cat. You can use a pen and paper, a spreadsheet, or one of the many budgeting apps out there. But which budgeting app is the best?

One popular budgeting app is EveryDollar. EveryDollar is a budgeting app created by Dave Ramsey, a well-known personal finance guru.

EveryDollar is a very simple budgeting app. You start by creating a budget for each month. You then add your income and expenses to the budget. EveryDollar will then tell you how much money you have left over to save or spend.

One of the great things about EveryDollar is that it is very easy to use. Even if you have never used a budgeting app before, you should be able to figure out how to use EveryDollar with no problem.

Another great thing about EveryDollar is that it is free to use. There is no monthly fee or subscription required. You can use the app as much or as little as you want.

If you are looking for a budgeting app that is easy to use and is free, then you should definitely check out EveryDollar.

6) PocketGuard

If you’re looking for a personal finance app to help you manage your money, PocketGuard is a great option. PocketGuard is a free app that helps you track your spending, see where you’re spending your money, and find ways to save money.

PocketGuard is a great app for people who are trying to get a handle on their finances. The app is easy to use and helps you track your spending so you can see where your money is going. PocketGuard also helps you find ways to save money, which is great for people who are trying to get their finances under control.

If you’re looking for an app to help you manage your money, PocketGuard is a great option. PocketGuard is a free app that helps you track your spending, see where you’re spending your money, and find ways to save money.

7) Truebill

There’s no shortage of personal finance apps on the market today. Each one promises to help you save money, budget better, and make more informed financial decisions.

But with so many options to choose from, it can be tough to know which one is right for you.

If you’re looking for an app that can help you manage your money and save money all in one place, Truebill is a great option to consider.

Truebill is a free app that helps you track your spending, find subscriptions you’re no longer using, and even negotiate better rates on things like your cable bill.

Here’s a closer look at what Truebill has to offer and how it can help you save money.

What is Truebill?

Truebill is a free personal finance app that helps you stay on top of your finances.

The app offers a variety of features to help you manage your money, including:

Tracking your spending: Truebill can help you track your spending so you can see where your money is going each month. This can be helpful in identifying areas where you may be able to cut back.
Finding subscriptions you’re no longer using: Have you ever signed up for a subscription and then forgotten about it? Truebill can help you find these forgotten subscriptions and cancel them so you’re not wasting money on things you no longer use.
Negotiating better rates: Truebill can also help you negotiate better rates on things like your cable bill. If you’re paying more than you should be, Truebill will work to get you a lower rate.
Managing your bills: Truebill can also help you keep track of your bills and make sure they’re paid on time. This can help you avoid late fees and keep your finances on track.

Truebill is free to use, and there are no hidden fees or charges. The app makes money by taking a percentage of the savings they help you earn.

For example, if Truebill helps you save $10 on your cable bill, they would keep $1 of that savings.

8) Billshark

Billshark is a personal finance app that helps you manage your money and grow your wealth. The app is designed to be simple and easy to use, with a focus on helping you make the most of your money.

The app starts with a simple question: How much do you want to save each month? You can then set up a budget and track your progress over time. The app also provides tips and advice on how to save money and grow your wealth.

Billshark is a great tool for anyone who wants to take control of their finances and grow their wealth. The app is free to download and use, and it is available for both iOS and Android devices.

9) Wealthfront

Wealthfront is a robo-advisor that offers financial planning and investment management for a low annual fee. The company has over $200 million in assets under management and is one of the largest robo-advisors in the US.

Wealthfront’s investment philosophy is based on the belief that diversification is the key to long-term success. The company offers a variety of investment products, including ETFs, mutual funds, and individual stocks and bonds. Wealthfront also offers a variety of financial planning tools, including a retirement calculator and a college savings planner.

Wealthfront’s fees are lower than those of traditional financial advisors. The company charges an annual fee of 0.25%, which is lower than the industry average of 1%. Wealthfront also offers a free financial planning service for those with a balance of $500,000 or less.

Wealthfront is a good choice for those who are looking for a robo-advisor with a solid investment philosophy and a variety of financial planning tools. The company’s fees are also very competitive.

10) Robinhood

Introduction

Robinhood is a financial services company that offers a mobile app-based brokerage for stock and options trading. The company is headquartered in Menlo Park, California.

History

Robinhood was founded in 2013 by Vladimir Tenev and Baiju Bhatt, who were both former employees of the hedge fund world. The company’s mission is to make financial services more accessible and affordable for everyone.

Services

Robinhood offers a commission-free stock and option trading platform. The company makes money from interest on the cash and securities in its customers’ accounts, and from rebates from market makers.

Features

Robinhood’s main features include:

Commission-free stock and options trading
A user-friendly mobile app
Instant deposits
No account minimums

Benefits

Some of the benefits of using Robinhood include:

No commissions or fees: This is perhaps the biggest benefit of using Robinhood. You can buy and sell stocks and options without having to pay any commissions or fees.
User-friendly mobile app: Robinhood’s mobile app is very user-friendly and easy to use.
Instant deposits: With Robinhood, you can get your money deposited into your account instantly.
No account minimums: You don’t need to have a minimum account balance to use Robinhood.

Drawbacks

Some of the drawbacks of using Robinhood include:

Limited investment options: Robinhood only allows you to trade stocks and options. If you’re looking to invest in other types of securities, you’ll need to use another platform.
No research or analysis tools: Robinhood does not provide any research or analysis tools to help you make investment decisions.
No customer service: Robinhood does not have a customer service department. If you have any problems with the platform, you’ll need to figure it out on your own.

Final Thoughts

Robinhood is a commission-free stock and option trading platform that is very user-friendly. The company makes money from interest on

11) Stash

If you’re like most people, you probably have a stash of cash hidden away somewhere. Whether it’s under your mattress, in a jar in the back of your closet, or in a secret bank account, we all have a little bit of money that we don’t want anyone to know about.

While there’s nothing wrong with having a secret stash of cash, there are better ways to manage your money. Personal finance apps can help you track your spending, save money, and even invest for the future.

Here are 11 of the best personal finance apps to help you manage your money:

Mint

Mint is a popular budgeting app that helps you track your spending and find ways to save money. You can connect all of your financial accounts to Mint and see where you’re spending your money. Mint also offers a free credit score and credit monitoring.

You Need a Budget (YNAB)

You Need a Budget is a budgeting app that helps you create a monthly budget and stick to it. With YNAB, you can track your spending, set goals, and get a clear picture of your finances. YNAB also offers free classes and support to help you master your finances.

Personal Capital

Personal Capital is a financial tracking app that helps you stay on top of your investments and retirement accounts. You can connect all of your financial accounts to Personal Capital and see your net worth, investment portfolio, and more. Personal Capital also offers a free retirement planner and investment advice.

Digit

Digit is a savings app that helps you save money without thinking about it. You connect your bank account to Digit and it analyzes your spending habits. Then, it automatically transfers money from your checking account to your Digit savings account. The idea is to save money without even realizing it.

Acorns

Acorns is an investing app that helps you invest your spare change. You connect your bank account to Acorns and it rounds up your purchases to the nearest dollar. Then, it invests that spare change into a diversified portfolio of ETFs. Acorns also offers a free

12) Betterment

There’s no shortage of personal finance apps on the market today. But with so many options to choose from, it can be tough to know which ones are worth your time (and money).

To help you out, we’ve compiled a list of 12 personal finance apps that can help you manage your money, save money, and grow your wealth.

Acorns: This app helps you invest your spare change by rounding up your purchases to the nearest dollar and investing the difference into a portfolio of ETFs.
Betterment: Betterment is an automated investing service that helps you invest in a diversified portfolio of index funds.
Digit: Digit is a savings app that helps you automatically save money by connecting to your bank account and transferring small amounts of money into a savings account.
Mint: Mint is a budgeting app that helps you track your spending, create a budget, and find ways to save money.
Personal Capital: Personal Capital is a financial tracking app that helps you track your net worth, investment portfolio, and spending.
Qapital: Qapital is a savings app that helps you save money by setting up rules-based savings goals.
Robinhood: Robinhood is a commission-free stock trading app that allows you to buy and sell stocks, ETFs, and options.
Stash: Stash is an investing app that helps you start investing with as little as $5.
Acorns Later: Acorns Later is an IRA account offered by Acorns that allows you to invest for retirement.
Betterment Tax-Coordinated Portfolio: Betterment Tax-Coordinated Portfolio is an IRA account offered by Betterment that helps you invest for retirement and minimize your taxes.
Digit Savings Plan: Digit Savings Plan is a savings account offered by Digit that helps you save money automatically.
Wealthfront: Wealthfront is an automated investing service that helps you invest in a diversified portfolio of index funds.

13) Ellevest

Ellevest is a robo-advisor created with women in mind. It offers investment portfolios designed to help women reach their financial goals, whether that’s saving for retirement, buying a home, or starting a business.

Ellevest was founded in 2014 by Sallie Krawcheck, a veteran of the financial services industry. Krawcheck is no stranger to the challenges women face in the financial world. She was the CEO of Merrill Lynch and Smith Barney, and she’s also the co-founder of the women’s investing platform Ellevest.

Ellevest’s investing philosophy is based on the idea that women’s financial needs are different from men’s. The company’s investment portfolios are designed to reflect this difference.

Ellevest offers three different types of investment portfolios:

The Ellevest Digital Portfolio is a robo-advisor service that offers a hands-off approach to investing.
The Ellevest Premium Portfolio is a managed account service that offers a more personalized approach to investing.
The Ellevest Impact Portfolio is a socially responsible investing (SRI) account that invests in companies that have a positive impact on society.

Ellevest has no minimum investment requirement and charges a 0.25% annual management fee.

If you’re looking for a robo-advisor that offers a unique investment experience for women, Ellevest is worth considering.

14) Personal Capital

When it comes to managing your money, there are a lot of options out there. But one of the best personal finance apps is Personal Capital.

Personal Capital is a free app that helps you track your net worth, investments, and spending. It’s a great way to see your financial picture in one place and make better decisions about your money.

Here’s a closer look at Personal Capital and how it can help you manage your money.

What is Personal Capital?

Personal Capital is a free financial app that helps you track your net worth, investments, and spending. You can connect all your financial accounts to Personal Capital and see your financial picture in one place.

The app also has some great features to help you stay on top of your finances. For example, you can set up spending alerts and see where you’re spending the most money.

personal capital is available on ios and android devices.

How Does Personal Capital Work?

To get started with Personal Capital, you’ll need to create an account and link your financial accounts. Once your accounts are linked, you’ll be able to see your net worth, investments, and spending in one place.

You can also use Personal Capital to track your progress on financial goals. For example, you can set up a goal to save for a down payment on a house and track your progress over time.

In addition to tracking your own finances, Personal Capital also has a number of features to help you make better decisions about your money.

For example, the app has a retirement planner that can help you see how much you need to save to reach your retirement goals. And the investment checkup tool can help you see if your investments are on track.

Is Personal Capital Safe?

Personal Capital is a safe and secure way to track your finances. The app uses bank-level security measures to protect your data. And your financial information is only ever seen by you and your Personal Capital advisors (if you choose to work with one).

How Much Does Personal Capital Cost?

Personal Capital is a free app. There are no monthly fees or hidden costs. And there’s no minimum

15) Digit

When it comes to personal finance, there are a lot of different ways to keep track of your money. One of the most popular methods is using a personal finance app. These apps can help you track your spending, budget, and even save money.

There are a lot of different personal finance apps out there, so it can be tough to know which one is right for you. That’s why we’ve put together a list of the best personal finance apps, so you can find the perfect one for your needs.

One of the most popular personal finance apps is Mint. Mint is a free app that gives you a complete overview of your finances. You can connect all of your bank accounts, credit cards, and investment accounts to Mint and see everything in one place. Mint also gives you tools to help you budget, track your spending, and stay on top of your financial goals.

Another great personal finance app is Personal Capital. Personal Capital is a free app that helps you track your net worth, investments, and spending. You can connect all of your financial accounts to Personal Capital and see everything in one place. Personal Capital also has some great tools to help you plan for retirement and manage your investments.

If you’re looking for an app that specifically helps you save money, then Digit is a great option. Digit is a free app that analyzes your spending and income to help you find extra money to save. Digit also has a great feature that automatically saves money for you when it thinks you can afford it.

If you’re looking for an app to help you manage your investments, then Acorns is a great option. Acorns is an investment app that helps you invest your spare change. You can link your credit card and bank account to Acorns and it will automatically invest your spare change for you. Acorns is a great way to get started with investing.

There are a lot of great personal finance apps out there, so be sure to find one that’s right for you. And if you’re not sure where to start, then Mint and Personal Capital are great places to start.

16) Acorns Later

There are a lot of personal finance apps out there these days. But which ones are the best? If you’re looking for an app to help you manage your money, save money, and grow your money, then you should check out 16 Acorns Later.

16 Acorns Later is a personal finance app that helps you invest your spare change. Every time you make a purchase, the app rounds up the purchase to the nearest dollar and invests the difference into a portfolio of ETFs. Over time, these small investments can add up to big returns.

The app is free to use and there are no fees. You can start with as little as $5 and there is no minimum balance. Plus, you can withdraw your money at any time without penalty.

So if you’re looking for a personal finance app to help you manage, save, and grow your money, then be sure to check out 16 Acorns Later.

17) Acorns Spend

Acorns is an app that allows you to automatically invest your spare change. You can set up an account and link your debit or credit card. Whenever you make a purchase, the app rounds up to the nearest dollar and invests the difference into a portfolio of ETFs.

The app offers a few different portfolios, each with a different level of risk. You can choose to invest in a conservative, moderate, or aggressive portfolio. Acorns also offers an IRA, which has different rules and regulations.

Acorns has a few different features that make it a great choice for beginners. First, there is no minimum investment. This means that you can start investing with as little as $5.

Second, Acorns offers a feature called Found Money. This allows you to earn cash back from select retailers when you shop through the app.

Third, the app has a great education section. Here you can learn about investing, saving, and budgeting. The education section is perfect for beginners who want to learn more about personal finance.

Overall, Acorns is a great choice for beginners who want to start investing without a lot of money. The app is easy to use and has a great education section.

18) Clarity Money

When it comes to money management, there are a lot of different approaches that people take. Some people are very disciplined about sticking to a budget, while others are more relaxed about their spending. No matter what your approach is, there is one app that can help you get a better handle on your finances: Clarity Money.

Clarity Money is a personal finance app that helps you manage your money in a variety of ways. You can use it to track your spending, set up budgets, and even get insights into where you can save money. Plus, if you’re looking to get out of debt, Clarity Money can help you with that, too.

One of the best things about Clarity Money is that it’s free to use. That means there’s no risk in trying it out to see if it can help you with your money management goals.

If you’re ready to take control of your finances, download Clarity Money and give it a try. You may be surprised at how much it can help you save.

19) Wally

Wally is a personal finance app that helps you manage your money, save, and grow your wealth. It is one of the top 20 personal finance apps available today.

Wally allows you to see all of your financial information in one place. You can track your spending, see where your money is going, and find ways to save. Wally also helps you stay on top of your bills and manage your debt.

Wally makes it easy to save money. You can set up automatic transfers to your savings account, or you can use the app to find deals and coupons. Wally also has a built-in budgeting tool that can help you save money on your monthly expenses.

If you’re looking for a personal finance app that can help you manage your money, save, and grow your wealth, Wally is a great option.

20) Spendee

If you’re looking for a personal finance app that can help you manage your money, save money, and grow your money, then you should check out Spendee. Spendee is a free app that helps you track your spending, set budgets, and see where your money is going.

Spendee is a great choice for people who are looking for an easy-to-use budgeting app. The app has a clean and simple interface that makes it easy to track your spending and see where your money is going. You can also set up budgets and see how you’re doing against your budget goals.

Spendee is a great choice for people who want to take control of their finances and start saving money. The app makes it easy to track your spending and set budgets, so you can see where your money is going and make changes to save money.

Read More :Best Free app personal finance

how to fi

About Us

Categories

Editor' Picks

Follow Us

Top 20 Personal Finance Apps to Help You Manage, Save, and Grow Your Money